Professional Liability Insurance

for Nutrition Professionals

Whether you're offering in-person or virtual nutrition services, having professional liability insurance is essential for legal protection, insurance credentialing, and peace of mind. Most insurance companies and state licensing boards require proof of liability coverage before approving your panel application.

What Is Professional Liability Insurance?

Professional liability insurance — sometimes called malpractice or errors & omissions (E&O) insurance — protects you from claims related to:

  • Advice or services that result in harm

  • Allegations of negligence or misconduct

  • Client complaints or misunderstandings

  • Licensing board complaints or audits

It’s especially important when billing insurance, operating as an LLC or solo provider, or offering functional or holistic services.

Top Insurance Providers for CNSs & RDs

1. Proliability by Mercer

  • Offers coverage for CNSs, dietitians, and nutrition professionals

  • Widely accepted by insurance companies and licensing boards

  • Affordable annual plans with customizable options
    👉 Visit Proliability

2. CM&F Group

  • Covers RDs, CNSs, and holistic nutritionists

  • Easy online application

  • Offers plans starting around $100/year
    👉 Visit CM&F Group

3. HPSO (Healthcare Providers Service Organization)

  • Recognized by many dietetics associations

  • Offers CEU discounts and license defense coverage
    👉 Visit HPSO

4. Lockton Affinity

  • Liability plans tailored to wellness professionals and coaches
    👉 Visit Lockton

What to Look For in a Policy:

  • ✅ $1 million/$3 million coverage minimum

  • ✅ Telehealth included (especially if virtual)

  • ✅ Nationwide coverage or multi-state flexibility

  • ✅ License protection / board defense

  • ✅ General liability add-on (if seeing clients in person)

Required for Credentialing?

Yes — you’ll need to upload a Certificate of Insurance (COI) with:

  • Your name and/or business name

  • Policy start and end dates

  • Coverage limits

  • Insurance company name
    Use the business name listed on your Type 2 NPI.

Need Help Picking the Right Policy?

We help CNS candidates and dietitians choose the right liability provider and ensure their applications are complete for credentialing.

We’ll walk you through the requirements and set you up for success.